Guiding You Through Every Step of Your Home Loan Journey, with Care and Confidence
At Track Home Loans, we know that finding the right loan can feel overwhelming — but it doesn’t have to be. With more than 10 years of experience in mortgage broking, retail lending, and banking, we’ve guided countless clients through the process of buying their first home, refinancing, or investing in property.
Because we work with over 30 different lenders, we’re not tied to one bank or product. Instead, we take the time to understand your situation and goals, then find a loan that’s the right fit for you — not just the one that’s easiest to recommend.
Our approach is simple: clear communication, genuine support, and advice you can trust. Whether you’re just starting out or ready to take the next step, we’ll be here to make the journey smoother and give you confidence in every decision.
Get in touch today for a free, no-obligation chat and let’s find the right loan to help you move forward with confidence.
What We Do?
Our team simplifies the lending process to eliminate any challenges for our clients.
Our experience working with banks gives us a unique advantage in finding the best financing solutions tailored to our clients’ needs.
We offer assistance with a comprehensive range of mortgage requirements, including home loans, investment property loans, refinances, first home buyer loans, and government grant applications. Additionally, we specialize in SMSF loans, business loans, and niche loans such as low deposit loans and LMI waivers for medical professionals. Our services also extend to car loans, free buyer support services, and unlimited free property reports, ensuring our clients receive the most thorough and beneficial support possible.
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Buying your first home is exciting—but it can also feel overwhelming. I guide you through every step, from understanding grants and government schemes to exploring low-deposit options, so you can get into your first home with confidence and peace of mind.
Looking to grow your property portfolio? I work with you to structure loans strategically, helping you maximise returns, manage cash flow, and take advantage of market opportunities, so your investments work smarter for you.
If your current loan isn’t working for you, I can help you explore better options. Together, we’ll find a solution that could save you money, reduce repayments, or unlock equity, giving you more control over your finances.
Complex income shouldn’t hold you back. I connect self-employed clients with lenders who understand their unique situations, helping you access the right loan without unnecessary stress or delays.
Living abroad but want to buy or refinance property in Australia? I guide you through the process from anywhere in the world, connecting you with lenders and managing the paperwork so you don’t have to worry about the details.
Need a business loan or want to refinance a commercial property? I provide tailored solutions designed to support your business goals and cash flow needs, helping you make strategic financial decisions.
If your situation doesn’t fit standard lending criteria, don’t worry—there are options. I specialise in alternative lending solutions for unique circumstances, ensuring you still have a path to secure the finance you need. No matter your situation, my goal is the same: to make your home loan journey clear, confident, and successful. Reach out today, and let’s explore your options together.
Visit our professional team member for your any help from our real estate mortgage
Tracey Thomson
- 0403409577
- Track Home Loans, Horsham VIC
- tracey.thomson@trackhomeloans.com.au
Jack Rabah
- 0402801609
- Track Home Loans, Horsham VIC
- jack.rabah@trackhomeloans.com.au
Tracey was brilliant from start to finish!! Short part to a long story is we had to move from renting to buying. We had enough of a deposit to get the ball rolling but with the bank mucking us around our sales agent pointed us to there in house broker. Tracey explained everything from start to finish, used her knowledge of the banking sector and made sure that even though we were at the higher risk end for borrowing, that we could still achieve what we wanted in a way that was going to still be sustainable. We now pay $2 less on our loan than we were paying in rent which is literally all down to Tracey and the team at Track Home Loans. The “welcome home” gift was amazing as well, and the regular contact and availability to still assist is 100% of what Tracey promised!! Please, if you’re reading this, all them. Track Hone Loans made a dream come true!!