Track Home Loans

About Us

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What I Do as Your Mortgage Broker in Australia

Buying a home, refinancing, or investing in property? You’ve probably heard of mortgage brokers—but what exactly do we do, and why work with me?


 

Who Am I?

I’m a mortgage broker, and my job is simple: to help you secure the right home loan for your needs. Instead of going to one bank, I compare loans from a wide range of lenders to give you real choice.

I’m also a licensed real estate agent, holding my Agents Representative Licence, which means I understand both the lending and property markets—giving you an edge in your home-buying journey.

Think of me as your personal home loan expert. I know which banks and lenders are offering the best deals and which policies suit your unique situation. I’ll guide you through the entire process—from pre-approval to settlement and beyond—without the stress.


 

How I Help You

When you work with me, I:

✅ Understand Your Situation – I take time to learn your goals, income, and budget to recommend the right solution.

✅ Compare Lenders for You – I do the legwork, accessing a panel of lenders including major banks and specialist lenders.

✅ Handle the Paperwork – I prepare and lodge your application correctly to avoid delays.

✅ Negotiate on Your Behalf – I push for the most competitive rate and terms.

✅ Guide You Every Step – From start to settlement, I keep things simple and stress-free.


 

Why Choose Me Over Going Straight to the Bank?

✔ More Options: Banks only offer their own products—I compare dozens of lenders.

✔ Save Time & Stress: I take care of research, paperwork, and negotiations.

✔ Tailored Advice: I work for you—not the bank—so my advice is 100% in your best interest.

✔ No Cost to You: My service is free because lenders pay me, not you.


 

Who I Help

  • First Home Buyers: Guidance on grants, schemes, and low-deposit options.
  • Investors: Smart loan structuring to grow your portfolio.
  • Refinancers: Find a better deal and save money.
  • Self-Employed Clients: Access to lenders who understand complex income.
  • Expats: Living abroad? I’ll help you buy or refinance in Australia.
  • Commercial Clients: Assistance with business loans and refinancing.
  • Non-Conforming Borrowers: Alternative lending solutions for unique situations.

 

Let’s Find the Right Loan for You

Whether it’s your first home, your next home, or an investment, I’ll make the process simple and stress-free.


We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you. The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process.

Visit our professional team member for your any help from us

Tracey Thomson
Director, Mortgage Broker

Tracey Thomson

Jack Rabah
Business Development Manager

Jack Rabah