First Home Buyers

First home buyer loans

Embarking on the journey to buy your first home can be both exciting and daunting.

At Track Home Loans, we are committed to supporting first-time homebuyers every step of the way, providing expert home loan broker advice and personalised assistance. With access to over 40 lenders, we ensure you secure the best interest rate and home loan structure tailored to your immediate and long-term goals.

A standout feature of our service is the opportunity for first-time buyers to purchase a property with a 0% deposit by leveraging their parents’ home equity. We work closely with both buyers and their families to ensure everyone is comfortable with the arrangement. Additionally, we offer guidance on various government-backed schemes, such as the First Home Guarantee, Family Home Guarantee, and Regional Home Guarantee, each with specific criteria and minimum deposit requirements. Our team helps you understand these options and assists in submitting applications for the most suitable scheme.

Congratulations on making the decision to purchase your first property!

Undoubtedly, you’ll have plenty of questions about taking that first step onto the property ladder. Whether you’re just starting to save for a deposit or your parents have offered to guarantee your first property purchase—wherever you are on your journey—the team at Track Home Loans is here to answer all your questions.

As first home buyers, you’re about to embark on an exciting yet nerve-wracking journey, but rest assured, we’re here to guide you every step of the way. At Track Home Loans, we have an exceptional team of first home buyer brokers, a dedicated support crew, and specialised buyer support services to help you navigate the process with confidence.

With access to over 50 lenders, we’ll secure the best interest rate and home loan structure for you, ensuring your first home loan not only meets your immediate needs but also sets you up for long-term success.

Remember, it’s never too early to speak with a mortgage broker about a first-time buyer mortgage—planning is essential to making this pivotal first step.

Our First Home Buyer Services

Securing your first home loan can feel overwhelming, and finding an experienced, compassionate support team can be challenging. When researching first home buyer mortgage brokers, make sure they offer all the services you need. At Track Home Loans, we’re committed to providing the guidance and expertise to make your first home-buying experience as smooth as possible.