SMSF Loans

Whether your superannuation is in its early stages or growing into a substantial retirement fund, managing how your superannuation is spent through a Self-Managed Super Fund (SMSF) can offer more rewarding investment opportunities.

In 2007, changes to superannuation laws enabled SMSFs to borrow money to purchase investment assets, provided a strict set of rules is followed. These changes have allowed individuals to invest their superannuation in assets such as property—both residential and commercial—as well as shares and managed funds.

This means people can now access Limited Recourse Borrowing Arrangements (LRBAs) to purchase property using part of their superannuation savings as a deposit.At Track Home Loans, we can help you navigate these options to make the most of your superannuation investments.